
Hi, I’m Aby Thannikal Joseph.
I build AI applications and lead quality engineering in financial services.
I work across payments, lending and financial-services technology, while exploring how AI can solve practical problems. Here I share what I am building, experimenting with and learning along the way – from AI applications and engineering to quality assurance and delivery.
- AI systems
- Agentic delivery
- Payments & lending
- Quality engineering
- Governance & evaluation
Building with AI
How I use AI coding tools
- 40 active days in the last 12 months
- 1.94B tokens across Claude Code and Codex
- 8.6M tokens of output from Claude Code








